Credit Counselling Resources / Links
Your Rights:
- Collection Agencies Act : A site where you can download a Ministry Complaint Form regarding creditor harassment
- Financial Consumer Agency of Canada : Your rights in the financial Industry
- Ministry of Government Services : Information, resources, complaints
- Ombudsman Ontario : Complaints about an Ontario government office
- Pay Day Loans : Information on and your rights with Pay Day Loan companies
Resources:
- Credit Education : This site offers an excellent overview on topics such as budgeting, saving, credit and money management
- Canadian Bankers Association target=”_blank” : Information on the Chartered Banks of Canada
- Community Legal Education Office : Free legal advice
- Consumer Rights and Debt
- FCAC – Financial Consumer Agency of Canada : Canadian Federal Government Agency working to protect and educate consumers of financial services
- Ministry of Consumer & Business Services : Ministry of Consumer & Business Services
- MINT.COM
Credit Counselling:
- Ontario Association of Credit Counselling Services : This association regulates the accreditation of community based member agencies which provide telephone and in-person counselling, education and community support
- Credit Counselling Canada : A national organization that provides listings of member credit counselling agenices across Canada
Credit Reports:
Bankruptcy:
- The Superintendent of Bankruptcy : For information and complaints